Buying Your Home

Deciding to Buy

Whether you're relocating or simply eager to transition from renting, I can help you discover the perfect home tailored to your lifestyle, requirements, and financial parameters. Whether you're a first-time home buyer or a seasoned investor, I'm here to guide you through the entire home-buying journey, from the initial search to presenting offers and finalizing the closing details. Book a consultation and explore how I can support you in purchasing your next home. It's time to start mapping out your move!

Buyer CONSULTATION

Let's find a convenient time for you to discuss the home-buying process. This initial consultation can be held via Zoom Video or in person, based on your preference. The meeting will last around 20-30 minutes, and we'll address the following topics:

• Your wants & needs in a home

• Costs involved

• Lenders & Loans

• The current market

• Tactics and strategies

• Address your questions

Buyer Representation

As your exclusive broker, I will guide you through the home purchase experience by providing the following services:

• Create a personalized purchased experience.

• Provide an overview of the current market dynamic and challenges.

• Evaluate purchase price range.

• Recommending mortgage lenders.

• Setup MLS listing alerts.

• Schedule property tours, both privately and of open houses.

• Provide access to off-market and office-exclusive listings.

• Review disclosures on selected homes.

• Evaluate and negotiate offers.

• Recommend home inspectors.

Pre-Approval process

Before we begin touring homes, the first step is to get pre-approved for a loan to confirm your buying capability. I'll facilitate this process by connecting you with a local lender. The lender will review your credit score and request essential documents, such as tax returns, pay stubs, and bank statements. Based on this information, the lender will identify the loan program that best suits your needs and determine the amount you can borrow.

Searching for Homes

After you've been pre-approved, I'll begin searching for homes for sale that meet your criteria. You'll receive MLS listings via email, showcasing properties that match your preferences. Once you've identified your favorite homes, I'll arrange private tours for you to see them in person. It's ideal to provide a 24-hour notice for viewing properties, particularly if the property is currently occupied. For clients who are not local, I can also conduct virtual tours, such as Facetime Video or Whatsapp Video, ensuring you have the opportunity to view and evaluate properties from wherever you are.

Purchase Offer

When you're prepared to make an offer, I'll request that your lender prepares a good faith estimate and updates your pre-approval letter, if necessary. This estimate will outline your monthly mortgage payment and the cash amount required for closing. We'll discuss key elements of the offer, including your earnest deposit check and contingencies such as the home inspection and appraisal. As your Realtor, I'm committed to safeguarding your interests and providing valuable advice throughout the process.

Closing the Deal

The last stage of the home-buying process is the settlement or closing. This is when you sign the final ownership paperwork and get the keys to your new home. I will be available to you every step of the way to help protect your interests, all the way from contract through closing.

Schedule a consultation

I am happy to offer virtual consultations or meet with you in person. You can always reach me by phone or text at 571-230-9686 or e-mailing me at Diana@BestHomesByDiana.com